Were you in a hit-and-run accident? Or did the driver who hit you have inadequate insurance coverage or no insurance at all? If so, you may still be able to obtain compensation for your losses. Often from your own insurance provider.
In Kentucky, personal injury attorney T.J. Smith has more than 20 years of experience securing compensation for car accident victims like you. T.J. understands insurance policies and claims procedures. He knows how to negotiate with insurance companies and when to fight — and he will make them pay.
Your Own Coverage May Be The Answer
Many drivers in Kentucky don't even realize it, but their car insurance policy contains personal injury protection (PIP) coverage. Required in Kentucky, PIP covers up to the first $10,000 in medical bills after an accident.
Your auto insurance policy may also contain uninsured/underinsured motorist coverage (UIM). In Kentucky, drivers have to specifically decline UIM insurance. If you did not do so when you last purchased auto insurance, you have uninsured/underinsured motorist coverage.
Getting The Compensation You Pay Your Premiums For
However, just like when seeking compensation from another driver's insurance company, your own provider may resist paying fair compensation to you. Remember, insurance companies do not make money when they actually have to pay out the compensation that you pay your premiums for.
That is why before you talk to any insurance company representative, you need to have a talk with T.J. Smith. He can explain your rights and discuss what our law firm can do for you. He knows the tactics insurance companies use to limit payouts, and he knows how to go on the offensive against them.
Schedule A Free, No-Risk Consultation Today
We accept all personal injury cases on contingency. That means you will owe no attorney fees unless we obtain compensation for you. For a free consultation with an experienced attorney who has recovered more than $200 million in total compensation, contact us online or call our office in Louisville at 502-589-2560.